Privacy Policy

Great River Community Credit Union Privacy Policy
(Approved and Adopted May 21, 2001)

To insure that members can rely on the quality of products and services which we provide, and to assure the continued privacy and confidentiality of our members personal financial information, Great River Community Credit Union hereby adopts and adheres to the following privacy policy:

Information We Collect
We collect nonpublic information about members from some or all of the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assests and income.
• Information about your transactions with us, our affiliates, or others such as your account balance, payment history, parties to transactions and credit card usage; and,
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Information We Disclose
We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law.

Our Security Measures
We restrict access to nonpublic information about you to those employees and board members who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

We will partner only with businesses that follow strict confidentiality requirements.

We will not authorize any company to charge a member’s account without their express consent.

We will not sell member information to telemarketing firms.

All members will be mailed a Notice of Privacy Practices for Great River Community Credit Union annually.

All new members will receive a Privacy Notice when signing up as a member.

All directors, officers, and employees shall sign a code of ethics upon being elected or hired, to safegaurd the
confidentiality of our members personal and financial information.

It is the full intent of the Board of Directors of Great River Community Credit Union to be in compliance and conform to the provisions of the Gramm-Leach-Bliley Act., known as the Financial Services Modernization Act.